You don't necessarily have to accept poor returns from your With Profits Bond investment
Once a very popular form of investing, in recent years the performance of many With Profits Bonds have unfortunately proven very disappointing. This has left underwhelmed investors with a difficult dilemma over what to do next.
These types of investments can be complex and many providers apply a Market Value Reduction – a mechanism used to reduce the surrender value, to reflect the underlying value of the overall fund. Therefore, if you have a With Profits Bond and are dissatisfied with its performance, it's strongly recommended you seek specialist, trustworthy advice to help you determine what to do next.
NAHT Personal Financial Services offers a no-obligation With Profits Bond Review Service, to help you evaluate whether your Bond(s) has been delivering a satisfactory performance, compared to others, and its future prospects.
If your With Profits Bond was originally provided by any of these companies, we strongly recommend you get in touch for an urgent review.
![]() Scottish Mutual |
![]() Scottish Widows |
![]() Standard Life |
![]() AXA |
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![]() Phoenix Group (Formerly NPI) |
![]() Royal & Sun Alliance |
![]() Pearl |
![]() Clerical Medical |
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Regardless of how well your investment has performed, there are a number of other important considerations, and it may still be worth getting them reviewed to ascertain their true value.
To find out more, speak to the NAHT Personal Financial Services With Profits Bond Review Team on 0800 012 1248.

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