"At the heart of Skipton Financial Services is a commitment to exceeding the expectations of our clients."

As one of the UK's largest financial advisory organisations, Skipton Financial Services (SFS) offers no-obligation, personalised financial advice to help you realise your aspirations.

It's quite natural to dream of achieving a better life for ourselves and our loved ones, but finding the right path towards accomplishing those objectives can be difficult without the right guidance and support.

That's where SFS can make a difference to your future. We offer whole-of-market financial advice to help bring those pipedreams to life. By taking time to understand your needs, we can research and recommend investment products from across the entire marketplace, that are best suited to your personal circumstances.

There is no-obligation to act upon the advice that SFS offers – you also won't be charged a fee for receiving it. Instead, if you follow our advice and decide to take out an investment product, we will receive commission from the product provider.

We offer specialist advice in a range of financial planning areas

• Perhaps you're looking to make more of your nest egg of savings and are dissatisfied by the rates offered on bank and building society deposit-based savings accounts, or your existing investments.
• Maybe you're concerned about the size of the inheritance you plan to leave your loved ones, particularly as the Government may be liable to claim a portion of it via Inheritance Tax.
• Alternatively, you could be thinking about financial requirements for an upcoming life event – such as paying for a family wedding or making the most of your retirement.

Whatever your financial objectives, we can help you assess your options and offer advice which you can understand, value and trust

Because the investments SFS recommends are likely to include equity-linked products – which are not like bank or building society accounts, as their value can rise and fall and your capital is at risk – we'll only offer advice and make recommendations after taking the time to help you understand your attitude to investment risk and reward.

It's vital that you feel comfortable with the manner in which your money might be invested, and that you fully appreciate the potential benefits and risks. We won't recommend anything that you are not entirely comfortable with, so you can be assured that your best interests will always be at the forefront of any recommendations we make.

Our mutual heritage

SFS was formed in 1988 – and is a wholly owned subsidiary of Skipton Building Society (SBS). Established in 1853, SBS has been helping generations of members with their financial needs – predominantly mortgages and savings. Today it is the UK's 4th largest building society.

SBS's mutual ethos of putting members' needs first is also at the heart of our business. We have over 101,334 clients nationally and because of our outstanding reputation for looking after our clients, we are entrusted with placing investments worth over £3.5bn.